Floating CD linked to CONIA

It is a Medium term secured savings investment with floating interest rate linked to CONIA benchmark to accommodate with your needs for higher rate

CONIA is an EGP risk-free rate based on the overnight interbank data collected by the CBE that would serve as a reliable benchmark for price discovery and interest rate management.



  • Offer you floating competitive average monthly interest rates linked to CONIA benchmark (announced daily by the Central Bank of Egypt)
  • CD amount can be redeemed at any time after 6 months from its issuance date according to the published breaking schedule
  • Ability to reinvest interest payments to pay for insurance premiums, loan installments or simply to be credited to the savings account
  • The interest could be added to your QNB current, checking or savings account according to your choice
  • There are no limitations on the maximum amount of the CD or the number of CDs that you can issue
  • Interest payments can be easily withdrawn 24 hours a day, 7 days a week from your account through QNB debit cards



  • CD tenor is 3 years
  • Minimum CD issuance amount is EGP50,000
  • Monthly Interest Payment Frequency
  • Interest is calculated from the next working day of issuance date
  • Issue the certificate for minors and on behalf of others
  • Available in EGP only with no maximum amount


Terms and conditions apply

To apply, e-mail us on Retail.apply@qnbalahli.com and a bank representative will contact you shortly

For more information, please call 19700 or visit nearest branch

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