QNB First Referral Program

Enjoy Bonus Life Rewards by referring your friends and family to become QNB First  Members!

It’s simple! Just contact the call center or visit your nearest QNB branch to provide the necessary information of the person you are going to refer. A QNB First dedicated Relationship Manager will shortly contact the referred Member.
To take advantage of this promotion, please let your friends or family members mention your name at the nearest QNB branch when opening a QNB First account.
You may earn up to 30,000 Life Rewards points when you refer a QNB First Member. The more you refer, the more Life Rewards you will win!


  • The prize is allocated only to QNB Qatar customers who have successfully referred a QNB First customer, where successful referral means, the customer being referred needs to: 

o    Transfer his/her salary to QNB and the salary is to be credited to an account (minimum QR 35,000)
o    Open a fixed deposit (FD) account with a minimum of QR 350,000 with over 6-months tenor

  • Referral can be made through QNB First branches, or Call Center, where the referred customer must mention the referrer name to the Relationship manager at the time of opening the salary or Fixed Deposit account
  • Life Rewards’ terms and conditions applies.
  • These terms and conditions are governed by the laws of the State of Qatar; and State of Qatar courts shall have jurisdiction to hear and settle any disputes arising in connection to this campaign. 
  • Customers can redeem the points in different ways through the merchants who are participating in QNB Life Rewards Loyalty program, in addition, they can pay their credit card/utility bills or transfer the points to Qatar Airways (Avios), Ooredoo (Nojoom) and Harrods.
  • Customer need to have at least one Active Debit or a Life Rewards Credit Card for earning Life Rewards points.

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