Vehicle Loan

You can now own the car of your dreams and finance its purchase at ease. Our quick approval process can put you behind the wheel in no time.


  • Loan amount: up to OMR 25,000 for nationals, and OMR 10,000 for expatriates
  • Loan period: up to 72 months for nationals and 48 months for expatriates
  • Competitive interest rates


  • 80% Loan-To-Value (LTV): customer to provide minimum of 20% of purchase price

  • Assignment of salary to QNB Oman

  • Salary certificate from employer (among QNB Oman approved list of employers)

  • 6-Month bank statement

  • Proof of residence

  • Copy of original driving license

  • Copy of original national ID/passport

  • Monthly payments not to exceed 50% of the net salary (excluding mortgage loan), and 60% (including mortgage loan)

  • Life Insurance covering the full Personal Loan duration

Terms and Conditions apply.

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