Al-Dhameen Loans

Have a startup or an SME in mind? Let us give you a push.

If you’re struggling to obtain funds to finance or grow your business project, QNB can help.

Al-Dhameen is a QDB initiative with partner banks. Through the initiative, QNB offers financing to startups and SMEs that are unable to secure necessary financing guarantees or collaterals.


  • QNB customer + corporate account

Benefits & Features

  • Dedicated Relationship Manager
  • Supports both short and long-term needs to establish/grow your business
  • Bank will require cash flow to be transferred to QNB

How to use or apply?

Visit your QNB Relationship Manager and provide the following:
  • Company profile
  • Copy of recent and valid commercial registration
  • Copy of valid license issued by the municipality
  • ID/CR copies of partners/owners and authorized signatories ( If borrower is sponsored by another company, the CR of that company)
  • Full audited reports of company's financials required
  • Valid quotation
  • Non-QNB account statements for the last 6 months (if any)
*Additional information related to the project details may be required.

For more information on our lending solutions, please contact our customer service team at SMEFinancing@qnb.com

Frequently Asked Questions

Was this information helpful?