Mastercard® World

Make every step of your journey count.

Step into a world of exclusive services designed to cater to your particular requirements.

From art to fashion to travel, discover the best-in-class experience with a selection of indulgences to suit your unique lifestyle.


QNB customers under the following segments:


Customer Segment 

Eligibility Criteria

Dedicated Credit Cards


Monthly salary up to
QR 15,000

  • QNB Life Rewards
    Mastercard® Platinum

  • QNB Life Rewards Visa

  • QNB Nojoom co-branded
    Visa Platinum

  • QNB Qatar Airways cobranded
    Mastercard®  Platinum


Monthly salary between
QR 15,000 – QR 35,000


Minimum monthly salary of
QR 35,000 or average daily
balance of QR 350,000 and above
(or equivalent in other currencies)

  • QNB Life Rewards Mastercard®  

  • QNB Life Rewards Visa

  • QNB Qatar Airways cobranded
    Mastercard®  World


At QNB, we believe that honesty and transparency are key to maintaining a lasting relationship with our customers, As such, we recommend that you regularly review our published tariffs and terms and conditions, copies of which are available here or from any QNB branch.

Fees and Commissions

Benefits & Features

  • Free for life: enjoy an annual fee waiver for life
  • Interest-free credit period of up to 45 days for all your purchases
  • Minimum payment of 3% of the outstanding balance or QR 100, whichever is greater
  • Multiple credit card bill repayment options through QNB Internet and Mobile Banking, ATMs, self-service machines and Life Rewards points
  • SMS notification for every transaction made
  • 3D Secure service offers added security to your credit card when shopping online
  • Mastercard World benefits

Life Rewards Points

QNB Life Rewards is a total relationship loyalty program, which rewards you with points on all your transactions. It is an easy-to-understand and simple-to-use process to earn and redeem points.


  • Newly issued QNB Mastercard® World credit card welcome points of up to 8,000 Life Rewards points awarded upon first purchase and valid only once per customer


  • Domestic and international QNB Mastercard® World credit card purchases reward you with 1 point for every QR 5 spent respectively

QNB First Lifestyle Privileges Program


Discover a world of exclusive services tailored to fit your unique requirements and you will enjoy the best-in-class experience with a unique selection of indulgences, from art to fashion to travel, that completely suit your lifestyle.

As a QNB First member, you can enjoy great deals, special discounts and lifestyle privileges at:

  • Leading local and international hotels
  • Luxury retail shops
  • Restaurants
  • Health & beauty spas
  • Car dealerships
For more on QNB First Lifestyle Privileges please click here

Qatar Airways co-branded

QNB, Mastercard®, and Qatar Airways have joined forces to create a unique credit card that turns shopping into an even more rewarding experience. The QNB Qatar Airways co-branded Mastercard® World credit card provides you with purchasing power, convenience and the opportunity to earn Qmiles, all the while offering you the fastest and easiest way to enjoy Reward tickets with Qatar Airways.


Earn while you spend


This card allows you to earn Qmiles with Privilege Club, the Qatar Airways Frequent Flyer Program. The more you spend, the more Qmiles you earn which can be exchanged for complimentary flights.

The co-branded QNB Qatar Airways Mastercard® World credit card’s international and domestic purchases reward 1 Qmile for every QR7.

For government sector transactions, the co-branded QNB Qatar Airways Mastercard® World credit cards reward with 1 Qmile for every QR15.

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