Mastercard® World Elite™

The World is Your Oyster.

Experience the difference wherever you go and whatever you do. A carefully crafted credit card that combines art, technology and global recognition to distinguish the discerning, successful and prestigious few and complement their unique high-end lifestyle and status.


Availability and Eligibility

  • By invitation only

Benefits & Features

  • Free for life: enjoy an annual fee waiver for life
  • Interest-free credit period of up to 45 days for all your purchases
  • Minimum payment of 3% of the outstanding balance or QR 100, whichever is greater
  • Multiple credit card bill repayment options through QNB Internet and Mobile Banking, ATMs, self-service machines and Life Rewards points
  • SMS notification for every transaction made
  • 3D Secure service offers added security to your credit card when shopping online
  • Mastercard World Elite benefits

Life Rewards Points

QNB Life Rewards is a total relationship loyalty program which rewards you with points on all your transactions. It’s an easy-to-understand and simple-to-use process to earn and redeem points.
  • Newly issued QNB Mastercard® World Elite™ credit card welcome points of up to 2,000 Life Rewards points awarded upon first purchase and valid only once per customer
  • Domestic and international QNB MasterCard® World Elite credit card purchases reward you with 1 point for every QR 5

How and where you can exchange your points

  • Simply swipe your card to redeem points at more than 500+ partner outlets in Qatar

  • Book your entire vacation using points via liferewardsholiday.com.

  • Pay your credit card’s outstanding balance with points through Internet Banking

  • Transfer your points to another Life Rewards member

  • Pay your phone and utility bills, e.g. Kahramaa, QPost and Ooredoo

  • Exchange your points for Harrods Cash Rewards, Ooredoo’s Nojoom and Qmiles


Terms and conditions apply.

QNB First Lifestyle Privileges Program


Discover a world of exclusive services tailored to fit your unique requirements and you will enjoy the best-in-class experience with a unique selection of indulgences, from art to fashion to travel, that completely suit your lifestyle.

As a QNB First member, you can enjoy special discounts and lifestyle privileges at:

  • Leading local and international hotels
  • Luxury retail shops
  • Restaurants
  • Health & beauty spas
  • Car dealerships

Qatar Airways Privilege Club Gold Tier

As a QNB Mastercard® World Elite™ cardholder you can receive a complimentary upgrade to Gold status in the Qatar Airways Privilege Club frequent flyer program, which provides top-tier benefits, such as:
  • Complimentary access (with one guest) at over 600 oneworld® airport lounges
  • Priority check-in
  • Excess baggage allowance
  • Guaranteed award seats
  • Accelerated reward points
Additionally, as Privilege Club Gold members, cardholders can receive these benefits and more across the oneworld® airline alliance, which includes the below:
  • QatarAirlines
  • AirBerlin
  • BritishAirlines
  • AmericanAirlines
  • CathayPacific
  • QantasAirlines
  • RoyalJordanian
  • JapanAirlines
  • SriLankanAirlines
  • Finnair
  • LATAMAirlinesGroup
  • Iberia
  • S7Airlines
Call the World Elite™ Concierge with your Qatar Airways Privilege Club membership number to get upgraded to Gold tier.
Terms and conditions apply.

World Elite Mastercard Concierge™

World Elite Concierge™ is the passport to global, 24-hour English and Arabic assistance as cardholders plan their schedule and refine their lifestyle, from:


  • Luxury travel planning and access to the best and exclusive events
  • Reserving the chef’s table for a special anniversary
  • Planning the getaway of a lifetime
  • Lining up a celebrity guest for a birthday celebration
  • Scheduling personalized shopping experiences at luxury retail brands


World Elite Concierge™ is a 24-hour premium global concierge service


  • Single provider for travel, lifestyle, and gateway
  • English and Arabic assistance
  • Real time travel servicing capability
  • Customer identification capability
  • No hand-offs


To make use of this elite service please contact the International Concierge number +1-312-843-5347 or locally 00800-100-019.

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