Your home loan could just be one application away. It’s that easy!

QNB offers you a complete and comprehensive variety of tailored home loan solutions to suit your taste and budget. We offer simple and convenient access to the finest range of finance options to help build your dream house.
If you’re  salaried or self-employed, you can benefit from our high loan amounts, competitive interest rates, a wide network of approved developments, and a quick approval process.



Qatari Nationals


Minimum Income

QR 2,000

QR 15,000

Minimum Age

18 Years

21 Years

Maximum Age (at maturity of the loan)

70 Years

60 Years

Benefits and Features

Construction Finance
Our unique Construction Finance offering caters to Qatari nationals who wish to construct a residential property on land owned by them. The key benefit of this offering is that the finance amount is paid in several tranches during the construction phases.
Key Features 
  • Higher loan amount up to QR6 million
  • Loan tenure of up to 20 years
  • Attractive interest rate options
  • Available to Qatari nationals only
  • Simple documentation and quick processing
  • Financing salaried or self-employed Individuals
Ready Property Finance
QNB home loans offer you the flexibility of choosing a completed property from either the primary (direct from the developer) or secondary (resale) market, with the advantage of financing your dream home from our wide network of approved development projects.
Key Features
  • High loan amounts of up to QAR 12.5 million per property
  • Loan tenure up to 30 years
  • Attractive Interest rate options
  • For Qatari nationals and resident expatriates (salaried and self-employed)
  • Wide network of approved developments to choose from
  • Simple documentation and quick processing

Equity Release Finance

You can now access cash from your owned property with QNB’s Equity Release Mortgage Loan. Terms & conditions apply. 

Key Features

  • High loan amounts of up to QAR 5 million
  • Flexible repayment tenure options  
  • Attractive Interest rate options
  • Available to Qatari nationals only (salaried and government rent income customers)
  • Simple documentation and quick processing

Mortgage loan Terms and Conditions

Interest Rate

Customer Segment

Total Interest Rate excluding
 Life Insurance



(Salary 2,000 - 14,999)



Retail Plus
(Salary 15,000 - 34,999)



QNB First 
(Salary 35,000 - 99,999)



QNB First Plus
(Salary 100,000 and above)






Green Mortgage Loan (GSAS Rating 1 to 3)



Green Mortgage Loan (GSAS Rating 4 to 6)



Frequently Asked Questions


General Definitions:

Loan-To-Value Ratio (LTV): The relationship between the amount of the Mortgage Loan and the appraised value of the property expressed as a percentage. A LTV ratio of 70 means that a borrower is borrowing 70% of the value of the property and paying 30% as a down- payment. For purchases, the value of the property is assumed to be the purchase price, and for refinances the value is determined by an appraisal.
Down-Payment: Money paid by a buyer from his own funds, as opposed to that portion of the purchase price which is financed.

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