Smart Installment Plan

Spend Big, Repay Smart with Easy Installments.

Activate QNB's Smart Installment Plan service and enjoy 0% interest on your repayments.

Whether it's a dream holiday, school fees, luxurious jewelry or furniture you shop for in Qatar or overseas, all you need to do is activate your Smart Installment Plan (SIP) by choosing your preferred installment plan through QNB Internet Banking and enjoy the perfect shopping experience.


Key Features:

  • Cardholders can apply two SIP transactions per month
  • Plan covers local and overseas purchases including eCommerce purchases
  • Plan covers transaction between QR1,000 to QR100,000
  • Flexible monthly installment plans across 3, 6, 9 or 12 payments. One time handling fee applies on successful application
  • Enjoy 0% interest on repayment of any SIP transaction



  • Available on any QNB credit card with good standing
  • Cardholders can apply for SIP anytime during the month
  • How does it work?


Simply login into QNB Internet Banking go into Cards section and select Smart Installments Plan from the left panel.


Terms and Conditions apply.

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